MF0018 –Insurance and Risk Management

 

 

 

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Master of Business Administration- MBA Semester 4

MF0018 –Insurance and Risk Management- 4 Credits

(Book ID: B1319)

Assignment Set- 1 (60 Marks)

 

Note: Answer all questions (with 300 to 400 words each) must be written within 6-8 pages. Each

 

Question carries 10 marks 6 X 10=60

 

Q1. Briefly explain the six risk management processes.

 

Answer : Risk Management Process Overview

 

The following diagram illustrates the six steps of the risk management process: identify, analyze and prioritize, plan and schedule, track and report, control, and learn. It is important to understand that the process of managing each risk goes through all of these steps at least once and often cycles through numerous times. Also,

 

 

Q2. Write the significant changes in the global scenario of insurance

 

Answer : INSURANCE GLOBAL SCENARIO

 

The global insurance industry is one of the largest sectors of finance. It ranges from consumer to corporate and industrial insurance, and even reinsurance, or insurance of insurance.

The major insurance markets of the world are obviously the US, Europe, Japan, and South Korea. Emerging markets are found throughout Asia, specifically in India and China, and are also in Latin America.

 

Q3. Describe the recommendations of the Malhotra committee

 

Answer : Recommendations of Malhotra committee

 

The major reforms in Indian industry started when the Malhotra committee was formed in 1993 headed by R. N. Malhotra (former Finance Secretary and RBI Governor). This was formed to analyze the Indian insurance industry and

 

 

Q4. Explain the IRDA ‘Preparation of Financial Accounts and Investment’ guidelines.

Answer : THE Insurance Regulatory and Development Authority (IRDA) has issued fresh regulations on preparation of financial statement and auditor’s report under which under all insurance companies would have to provide details on compliance including adherence to shareholding requirements, solvency margins and

Q5. Write down the purpose, functions and advantages of life insurance.

 

Answer : Purpose

 

A life insurance policy is taken out to provide a sum of money when the policy holder dies. Life insurance policies are designed to achieve several aims. These include providing for one’s final expenses such as funeral costs and serving as a financial cushion for one’s family members in order to avoid financial hardship. Other purposes include serving as potential investment vehicles and helping with one’s estate tax planning.

r years to come.

 

 

 

Q6. List and explain the various rural insurance policies.

 

Answer : Rural Insurance

 

Salient feature :

 

  • An exclusive policy designed especially for Rural and Social sector with attractive benefits at an affordable cost
  • It provides accident benefits as basic cover and reimbursement of hospitalisation expenses as extended cover

 

 

 

 

Dear students get fully solved assignments

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