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ASSIGNMENT
| DRIVE | FALL 2014 |
| PROGRAM | MBADS (SEM 4/SEM 6)
MBAFLEX/ MBA (SEM 4) PGDBMN (SEM 2) |
| SUBJECT CODE & NAME | MA0044 &
INSTITUTIONAL BANKING |
| BK ID | B1818 |
| CREDITS | 4 |
| MARKS | 60 |
Note: Answer all questions. Kindly note that answers for 10 marks questions should be approximately of 400 words. Each question is followed by evaluation scheme.
- 1. In Development Finance Institution (DFI) explain the changing face of DFIs in India. Write about the challenges faced by DFIs and reorientation of DFIs.
Answer:While banks have traditionally met short-term working capital requirements of industry, development finance institutions (DFIs) have mainly catered to the medium to long-term financing requirements. Industrial Finance Corporation of India (IFCI) was the first DFI which was established to extend long-term finance to industry. This was followed
- 2. Give a brief introduction of Small Industries Development Bank of India (SIDBI). Explain the important schemes of SIDBI. Write any few challenges in financing Small Scale Industries (SSIs).
Answer: SIDBI was established on April 2, 1990. The Charter establishing it, The Small Industries Development Bank of India Act, 1989 envisaged SIDBI to be “the principal financial institution for the promotion, financing and development of industry in the small scale sector and to co-ordinate the functions of the institutions engaged in the promotion and financing or developing industry in the small scale sector and for matters connected therewith or incidental thereto. The business domain of SIDBI consists of Micro, Small and Medium Enterprises (MSMEs),
- 3. Explain the role of Non-Banking Financial Companies (NBFCs) in agricultural finance. Explain the RBIs regulation over DFIs.
Answer: The definition of the term NBFC entails a very wide meaning. NBFCs include not just the finance companies that the general public is largely familiar with; the term also entails wider group of companies that are engaged in investment business, insurance, chit fund, nidhi, merchant banking, stock broking, alternative investments, etc. as their principal business. Today I would be concentrating only on those NBFCs that are under the regulatory purview of the
- 4.Write about the Power Finance Corporation Limited (PFC). Explain about Indian Railways Finance Corporation (IRFC) and Venture Capital Funds(VCFs).
Answer: Explanation of PFC: PFC (power factor correction; also known as power factor controller) is a feature included in some computer and other power supply boxes that reduces the amount of reactive power generated by a computer. Reactive power operates at right angles to true power and energizes the magnetic field. Reactive power has no real value for an electronic device, but electric companies charge for both true and reactive power resulting in
- 5.Explain the role of technology in institutional banking and also write about the advantages and challenges of technology in institutional banking.
Answer: Institutional Banking and Markets is responsible for managing the Group’s relationships with major corporate and government clients and institutional investors, and provides a full range of capital raising, transactional and risk management products and services. When many of your most important relationships are across different time zones it makes
- 6. Give short notes on:
External Commercial Borrowings(ECBs)
Board for Financial Supervision(BFS)
Prompt Corrective Action(PCA) scheme
Management of Non-Performing Assets (NPAs)
Answer: External Commercial Borrowings(ECBs): An external commercial borrowing (ECB) is an instrument used in India to facilitate the access to foreign money by Indian corporations and PSUs (public sector undertakings). ECBs include commercial bank loans, buyers’ credit, suppliers’ credit, securitised instruments such as floating rate notes and fixed rate bonds etc., credit from official export credit agencies and commercial
Board for Financial Supervision(BFS): The Board of Financial Supervision (BFS) was constituted in November 1994 as a committee of the Central Board of Directors of the Reserve Bank of India with an objective to undertake consolidated supervision of the financial sector comprising commercial banks, financial institutions and non-banking finance
Prompt Corrective Action(PCA) scheme: Prompt Corrective Action is a US federal law mandating progressive penalties against banks that exhibit progressively deteriorating capital ratios. At the lower extreme, a critically undercapitalized Federal Deposit Insurance Corporation (FDIC)-regulated institution (i.e., one with a ratio of total capital / assets below 2
Management of Non-Performing Assets (NPAs): A Non-performing asset (NPA) is defined as a credit facility in respect of which the interest and/or installment of principal has remained ‘past due’ for a specified period of time. NPA is a classification used by financial institutions that refer to loans that are in jeopardy of default. Once the borrower has failed to make
Dear students get fully solved assignments
Send your semester & Specialization name to our mail id :
help.mbaassignments@gmail.com
or
call us at : 08263069601