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Post Graduate Diploma in Health Insurance Management (PGDHIM)
2nd SET OF ASSIGNMENTS
Student Name:____________
PRN No. _________________
Answer the following questions:
Course 1: Health Insurance, Its Models & Financials
Question. What is community health insurance? What are the advantages and dis-advantages
of community health insurance? (5 Marks)
Answer: Community-based health insurance (CBHI) is a form of micro health insurance, which is an overarching term for health insurance targeted to low-income people. The specific feature of CBHIs is the community involvement in driving its setup and in its management.
Small, voluntary CBHI schemes are
Course 2: Public Health Insurance
Question. What is ECHS? (5 Marks)
Answer: ECHS was authorised by Government of India on 30 Dec 2002, and has been introduced from 01 April 2003. It is a publicly funded medicare scheme for those who are ex-servicemen and pensioners & their eligible dependants. It provides medical care through outpatient treatment at around 427 Polyclinics
Question. Describe the Claim Reimbursement process under CGHS scheme? (5 Marks)
Answer: Apply within 90 days of discharge / completion of treatment procedure, to CMO I/c of the Wellness Centre, where your CGHS card is registered, along with the following documents:
1) Medical Reimbursement Claim (MRC) forms duly filled in
2) Check list
3) Copy of Discharge
Course 3: Health Insurance Products & Underwriting
Question. How do you evaluate the market performance of a new insurance product? (5 Marks)
Answer: Past success doesn’t guarantee ongoing success, particularly when it comes to insurance product portfolios. Today’s evolving insurance landscape has made new product development vital to insurers’ financial strength and business growth. At a time of changing customer demand, regulatory standards, and market pressures, how do insurers bring successful new products to market?
Question. Short note on Top-Up Products (5 Marks)
Answer: Top-up health plans are a stepney to your health reimbursement policy after you exhaust the sum insured limit.
A regular policy reimburses hospital bills up to the sum insured while a top-up plan covers costs after a certain threshold is reached.
Dear students get fully solved assignments
Send your semester & Specialization name to our mail id :
help.mbaassignments@gmail.com
or
Call us at : 08263069601